Technology has come a long way and is constantly growing at a fast pace and one such technology is API is also known as Application Programming Interface and when we talk about API, RBP FINIVIS Pvt. Ltd is a pioneer API provider company in India. We provide various API-oriented services across horizons like AePS, Micro ATM, Bharat Bill Payment System, and DMT.

api provider company in india


The first and most popular service is provided is AePS API. AePS is a bank-led model which allows online, interoperable financial transactions at the point of sales. It is a new payment service which is a government authorized digital payment solution offered by the National Payments Corporation of India to banks, financial institutions using 'Aadhaar'. AePS stands for 'Aadhaar Enabled Payment System'. AePS API service Provider Company in India enables the customer to make banking transactions easily using the AePS API portal. Such services provided to you for facilitating with lots of benefits without going bank are as follows: 


  • Balance inquiry
  • Cash withdrawal
  • Aadhaar to Aadhaar funds transfer
  • Mini statement and much more….

For getting all these facilities of this wonderful service, you just need to get your bank account linked to your Aadhaar card, now all you have to do is use your Aadhaar number and biometric verification to get your desired banking the transaction is done without using an ATM card or account number.

 Micro ATM:

Micro ATM API is a service that is provided by a million business correspondents to deliver basic banking services to conduct instant transactions. There are a lot of Micro ATM API Provider in India out there, here business correspondents act like a bank. These Micro ATMs are mini versions of bigger ATMs. These are very useful in cases when bigger ATMs are dry due to continuous bank holidays or any other reasons.

How to Operate Micro ATM:

For operating this portal, it is needed to undergo a verification process like an Aadhaar card with biometric verification or card swipe option. After being verified you will be able to choose options for transactions such as cash deposit, money transfer, cash withdrawal, balance inquiry, etc. But note that the options can be different depending upon the different banks and fintech companies

Bharat Bill Payment System (BBPS):

It is the one-stop solution for all types of bill payments like electricity, phone, DTH, gas, water bills, etc. And also provide the facility of other repetitive bill payments such as insurance premium, mutual funds, fastag recharge, school fees, local taxes, etc. BBPS can be initiated through different payment channels as well as through various modes that enable you to make bill payments easily on your own choice.

  • Different payment channels like Internet banking, mobile banking, kiosk, ATM, Bank branch, and also through business correspondents.
  • Different payment modes such as Cards (credit or debit), NEFT net banking, UPI, wallets, Aadhaar based payments, and cash.

So that you can say BBPS is interopérable and easily accessible which can be used anytime or anywhere. Customer support service is also available to make its mechanism more effective for handling consumer complaints regarding any bill related problems. All transactions done through this service are certain, reliable, and safe as it is driven by the National Payment Corporation of India (NPCI) and based on the concept of RBI (Reserve Bank of India).

Domestic Money Transfer (DMT):

Gone are the days when people would go to bank branches, stand in queues for hours, and then transfer money to their family or anyone at large, a person can simply go to a DMT agent (let’s call him A1) deposit money to A1 and then A1 you’d transfer money to the respected party. In simple words, we can say that Domestic Money Transfer (DMT) is a service offered by various companies or agencies for transferring money from one account to another account within the country.

It is hence safe to say that with the up-gradation in technology, there has been a massive shift in the way finance as a whole is being consumed by the consumers. Consumers today need more relaxed and quick services unlike old traditional modes of financing where it would take days and weeks to get one transaction done. Also, with digitalization at its peak consumers are more shifting towards cashless transactions right from toll tax to NEFT. Thus there has been a surge in the number of not just Fastag Api provider or AePS API providers but API as a whole. 


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